Finance Application
Finance Now Related Information
Car Loan Rates and Fees
http://www.financenow.co.nz/car-loans/car-loan-rates-and-fees
MARAC Related Information
Schedule of Standard Fees and Charges Applied to Consumer Contracts
http://dealerdocs.co.nz/media/1004/hbl0041-h0000284-marac-fees-and-charges_0415.pdf
Consumer Loan and Security General Terms
http://dealerdocs.co.nz/media/1010/hbl0042-h0000275md-dealer-consumer-loan.pdf
UDC Finance Related Information
Standard Fees and Charges:
https://udc.co.nz/tp/download/644524/75860c73bf9766885bd5210cb56bd144/20151105004.pdf
General Conditions:
https://udc.co.nz/tp/download/644537/2e57569a8d3d250a895005ab760f2211/terms_and_conditions.pdf
Credit Sale Agreement (Personal):
https://udc.co.nz/tp/download/644521/f8835a3fd97bcfa9bd4a0c035a54ca6c/20152104001.pdf
Term Loan (Personal):
https://udc.co.nz/tp/download/644546/941458797c37b7425bee8f5f2a2b1542/20152104005.pdf
Security Agreement (Personal):
https://udc.co.nz/tp/download/644550/f831f160889620b6d187e447d2689745/20152104007.pdf
Early Repayment Charge (Consumer):
https://udc.co.nz/pdf/UDC-Early-Repayment-Charge-Fact-Sheet.pdf
General Information
What should I do if I change my address?
https://www.udc.co.nz/borrowing/customer_service/faqs
What should I do if I have a complaint?
What dispute resolution schemes does UDC belong to and how can I access them?
https://www.udc.co.nz/borrowing/customer_service/complaints
As a borrower, how can I apply for unforeseen hardship relief?
What happens if I default under my agreement including, if relevant, repossession?
https://www.udc.co.nz/borrowing/customer_service/hardship